Health insurance, for too many American citizens, is not an option. However, some citizens consider it unnecessary. Working in the healthcare field, I witness the effects of uninsured patients on medical practices. Too often I see a “pay for themselves” patient receive care from their doctor and then fail to pay for it. Overall, their refusal to pay leaves the office losing money and requires patients to pay extra to cover the cost of care received by the uninsured patient. An office visit doesn't seem like an excessive expense, but the number of patients who are unable to pay for the care they receive adds up. Imagine the hospital bills that patients are unable to pay; health services in a hospital cost double, sometimes triple, in a hospital. It is unfair that paying patients are responsible for covering these unpaid services. Fortunately, on March 23, 2010, the Affordable Care Act, otherwise known as Obamacare, was passed. Obamacare is necessary in America because it requires all citizens to have health insurance, regardless of pre-existing conditions, and free health benefits for men and women. Obamacare is necessary in America because it requires all citizens to have health insurance. To understand Obamacare you need to understand health insurance in general. It can be defined as “coverage for medications, doctor or emergency room visits, hospital stays, and other medical expenses” (health). Every insurance policy is different; Different plans require different coverages, different copays, and different treatment options depending on the investor. However, until the passage of the Obamacare law, millions of Americans were uninsured. In summary, Obamacare requires all Americans to have health insurance while offering the service in...... middle of paper...... 2013.Lott Jr., John R.. On the edge: Obama will push us over the edge?. Washington DC: Regnery Publishing, Inc., 2013. Print.Tate, Nick J.. ObamaCare Survival Guide: The Affordable Care Act and What It Means for You and Your Health Care. West Palm Beach: Humanix Books, 2012. Print. “The Cost of Diabetes - American Diabetes Association®.” The cost of diabetes – American Diabetes Association®. NP and Web. December 1, 2013. The Washington Post. Landmark: The inside story of America's new health care law and what it means for all of us. New York: Public Affairs, 2010. Print. “Wellness Care for Men and Women.” CHOICES Memphis Center for Reproductive Health RSS.Np,nd Web. December 1, 2013. "Guidelines on Preventive Services for Women." Guidelines on preventive services for women. NP and Web. November 27, 2013. "10 Reasons to Love Obamacare." – Part 2. N,p., nd Web. 30 November. 2013.