When considering the basic necessities of life, what immediately comes to mind is food. Human beings prioritize their nutrition over any other needs. Clothing is another factor to consider. Rarely does the thought of owning a home crop enter your mind. As if it were a betrayal, you can always pay the rent and have shelter. Say no to plagiarism. Get a tailor-made essay on "Why Violent Video Games Shouldn't Be Banned"? Get an Original Essay The question is “how long will this continue?” Many had therefore sought alternative means of financing their private homes. The mortgage immediately comes to mind. In the traditional financial context, banks and other centralized financial institutions issue mortgage loans to interested parties. Such loans allow the borrower to finance his housing project while repaying the loan at specific rates. However, these loans are not fiat. They go through the accreditation processes and for every mortgage issued; collateral should be available. Therefore, many lost valuable properties when they deviated from the loan conditions. Mortgage lending is centrally controlled by banks and other stakeholders. Therefore, it is hardly possible to get loans from private investors unless you go through intermediaries. The time is ripe to apply decentralization to the system. Viva Network leverages blockchain transparency to solve these underlying problems. Simply put, the platform can best be regarded as an interference-free mortgage platform. The platform initiates the fiat mortgage process. The main goal of this project is not limited to bringing decentralization to the mortgage industry. Its vision extends to connecting borrowers and investors in a peer-to-peer format. The platform offers extraordinary opportunities for investors and borrowers. Banks often play with the interest on their mortgage loans. These vary between 10-20%. In most cases, borrowers have funds to repay the loans, but the accumulated interest cuts into a huge portion of the fund. For borrowers, the platform offers low interest rates on mortgage loans. This is not automated. The intermediaries and their charges are cut off. Rather, it connects you to willing investors who will offer you low-interest loans. Unlike banks who keep the interest for themselves, investors will receive interest for their loans. These investors can also examine the value of an investment before investing their funds in it. Likewise, the fractional mortgage stock platform allows them to collect and trade liquid shares. After removing the interference of intermediaries in mortgage lending, Viva Network has developed a platform known as Viva Mortgage Platform. The platform is a quick way to get loans because users can list their mortgage funds for sale. Users can also use the fractional mortgage sharing protocol to convert mortgage loans into bonds of value such as that presented by tokenized mortgage bonds. The platform brings incredible benefits to its key participants such as borrowers and investors. With the elimination of middlemen, investors can easily lend to borrowers at reduced rates. Borrowers' access to loans is not automated. They must submit requests to this effect. Confirmation of their request is accompanied by investor notification and interested parties can finance you. Please note: this is just an example. Get.